I, make the above representations. which are certified correct, for the purpose of securing credit; authorize financial institutions to obtain consumer credit reports on me periodically and to gather employment history as they consider necessary and appropriate; authorize your affilliates to obtain credit reports on me; authorize financial institutions affilliates and others to exchange credit, account and financial information about me; agree that if I gave you and e-mail address or cellular telephone as a means of contacting me, you and any assignee to whom you may assign my credit agreement are specifically authorized to use that information to contact me/us regarding any credit account that you open for me; and understand that the creditor or any financial institution to whom this application is submitted will retain this application whether or not it is approved, and that it is my responsanbility to notify the creditor of any changes of name, address or employment.

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